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Trade shows are huge events for many companies, and take a lot of time and planning to successfully pull off. The fact that these shows are such complicated undertakings means that exhibitors would be very wise to purchase some kind of exhibition insurance.
In fact, many times trade show exhibits are not even allowed to take place without insurance covering the building, products being sold, attendees, and so on. Trade show exhibits are often used by companies to promote new, innovative products that may not have been tested fully. What happens if the products malfunction and end up injuring someone, or even damaging the facility? The last thing you want to end up with after a big event is a lawsuit. Luckily, exhibition or festival insurance is available for purchase to cover any damages that may occur, and to give peace of mind to exhibitors, booth attendants, show attendees, and everyone involved.
Possible Dangerous Scenarios At Trade Show Booths
People usually aren't consciously aware of all the possible dangers that can arise at any moment, especially at exhibits and shows. However, there is always the slight possibility that something catastrophic could occur, and for this reason, we purchase insurance. Consider the idea of an event specific to home improvement tools. If an exhibitor is demonstrating a brand new chain saw, he could risk cutting off his own finger. Should this happen, he'd probably drop the saw in shock and pain, and it could fall to the floor while still on and injure nearby attendees.
There are many business sectors that contain products that can be dangerous. For instance, what about trade show booths that promote knives and guns? While exhibitors are extremely knowledgeable about their products and know how to handle them safely, there is always the possibility that a show attendee could drop a knife on their foot, or even use it to hurt someone else. Even seemingly safe trade show exhibits that are interior design focused have their dangers; someone could accidentally knock over one of those new long-lasting, 'calming' scented candles and set the exhibit and the entire building on fire.
Types Of Insurance And What They Cover
You should definitely purchase insurance to cover any of the above scenarios should they occur. It is important to have insurance that covers you as the exhibitor, the attendees, the trade show booths' props and displays, and the building hosting the show.
When deciding on an insurance policy, it's crucial to check that the policy covers everything you want it to. Oftentimes, companies offer both single event policies and annual event policies. Usually, these policies protect you from general liability, liabilities related to property damage, and losses or destruction of trade show exhibits, displays, and props. Some policies also cover medical expenses of event participants, event cancellation, or weather insurance. It is critical to find out what each policy you are considering covers, if there are any lapses in coverage, and if temporary guests and employees are covered.
When participating in trade show exhibits, it is essential to purchase insurance to cover any damages. New products on display could fail and cause injury, and you will want your company to be covered in case of emergency.
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